Inspired by GMGH's post on his credit score, 小胖 went on to register to view my credit score.
小胖 has always wanted to view his credit rating report, and believes that everyone should should it once annually. Previously, it takes $6.42 to check your credit score, but for the month of June, SingSaver has collaborated with Singapore's Credit Bureau to provide FREE credit report for interested users in June. I believe this is part of a programme to instill financial and credit awareness to Singaporeans. So... if you are interested in viewing your credit score, follow the instructions HERE!
According to the explanation given by Credit Bureau, your credit score will affect your eligibility to obtain credit and qualify for loans.
So, here's 小胖's credit rating report...
Based on the highest score of 2000, where 2000 depicts individuals having the lowest chance of reaching a delinquency status. According to his score of 1994, he only has a 0.08% probability of default. Seems like 小胖 has a rather good credit rating!
For some who may not understand why his/her loans amount are smaller, or face difficulties in his/her loan or credit cards application process, it may be worthwhile to review your credit score once in a while.
Thank you. I am interested but was unwilling to pay for my report.
ReplyDeleteGood post.
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